With tax season
breathing hotly down our necks, it's a good time to review smart money management
principles. After all, a happy woman is a wealthy woman, and even the average
girl can amass a fortune with some simple money-saving ideas and practices.
to save money from your regular household budget.
your live-in personal chef and start eating out at every meal. Projected
savings: $14,000 a year.
ATM fees by simply withdrawing all the cash from your husband's checking
account once a month. Projected savings: $400 a month.
from the "Endowed Member" level of Fine Arts Center membership to the
"Sustaining Member" level. Projected savings: $5,000 a year.
your theatre season tickets for the shows you don't want to attend,
like that tiresome "Pirates of Penzance" they insist on staging every
year. Projected savings: $545 per season.
expensive dental bills by pulling all your teeth out and getting fitted
for dentures. Projected savings: $3,800 over your lifetime.
your cars professionally detailed only once a month, instead of once
a week. Projected savings: $1,500 a month.
the custom scenting feature from your dog grooming service. Projected
savings: $48 a month.
dry cleaning your clothes! A far better strategy is to wear your dry-cleanables
once, donate them to charity, deduct the value from your taxes, and
buy new clothes. Projected savings: varies, depending on your clothing
budget, but at least $10,000 per year.
up chinchilla ranching and make your own furs. Not only money-saving,
but a fun hobby! Projected savings: $6,500 a year.
with your vendors to add value to their services without increasing
your cost, thereby getting you more "bang for the buck." For example,
inform your pool boy, Garibaldi, that he'll need to service you, or
rather the pool, twice as often if he wishes to maintain his staff position.